:root{--series-capital:#4a60b0;--series-interest:#b0703a}.calc-hero{padding-bottom:clamp(48px,6vw,80px)}.calc-hero-grid{grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);align-items:end;gap:clamp(32px,6vw,100px);display:grid}.calc-hero h1{margin-top:24px}.calc-hero .crumbs{color:var(--muted);gap:10px;margin-bottom:30px;font-size:.78rem;display:flex}.calc-hero .crumbs a{text-decoration:none}.calc-flag{color:var(--ink-2);border:1px solid var(--line);background:var(--white);align-items:flex-start;gap:14px;margin-top:24px;padding:16px 18px;font-size:.9rem;display:flex}.calc-flag span{border:1px solid var(--taupe);width:22px;height:22px;color:var(--taupe);font-family:var(--serif);border-radius:50%;flex:none;place-items:center;font-style:italic;font-weight:600;display:grid}@media (width<=860px){.calc-hero-grid{grid-template-columns:1fr}}.calc-grid{grid-template-columns:minmax(0,1fr) minmax(340px,.78fr);align-items:start;gap:clamp(32px,5vw,80px);display:grid}.calc-inputs{gap:22px;display:grid}.calc-panel{background:var(--white);border:0;gap:28px;min-width:0;margin:0;padding:clamp(24px,3vw,40px);display:grid}.calc-panel legend{float:left;border-bottom:1px solid var(--line);letter-spacing:.2em;text-transform:uppercase;align-items:baseline;gap:16px;width:100%;margin-bottom:4px;padding:0 0 18px;font-size:.76rem;font-weight:600;display:flex}.calc-panel legend .serif{letter-spacing:0;text-transform:none;color:var(--taupe);font-size:1.9rem;font-style:italic;line-height:1}.calc-panel legend+*{clear:both}.cf[hidden]{display:none}.cf-head{justify-content:space-between;align-items:baseline;gap:16px;margin-bottom:8px;display:flex}.cf-head label{color:var(--ink-2);font-size:.95rem}.cf-num{text-align:right;width:11ch;font-family:var(--sans);letter-spacing:-.01em;font-variant-numeric:tabular-nums;background:0 0;border:0;border-bottom:1px solid #0000;padding:2px 0;font-size:1.4rem;font-weight:600;transition:border-color .3s}.cf-num:hover{border-bottom-color:var(--line)}.cf-num:focus{border-bottom-color:var(--taupe);outline:none}.cf-hint{color:var(--muted);margin-top:4px;font-size:.8rem}.cf-use{letter-spacing:.14em;text-transform:uppercase;color:var(--taupe);cursor:pointer;text-underline-offset:.3em;text-decoration:underline;text-decoration-color:var(--taupe-soft);background:0 0;border:0;margin-top:10px;padding:4px 0;font-size:.74rem;font-weight:600}.cf-use:hover{color:var(--ink)}.seg{border:1px solid var(--line);grid-auto-columns:1fr;grid-auto-flow:column;gap:4px;width:100%;max-width:420px;padding:4px;display:inline-grid}.seg label{cursor:pointer;position:relative}.seg input{opacity:0;cursor:pointer;position:absolute;inset:0}.seg span{text-align:center;letter-spacing:.08em;transition:background .4s var(--ease), color .4s;padding:11px 14px;font-size:.8rem;font-weight:600;display:block}.seg input:checked+span{background:var(--ink);color:var(--white)}.seg input:focus-visible+span{outline:2px solid var(--taupe);outline-offset:2px}.calc-results{top:calc(var(--header-h) + 24px);position:sticky}.res-card{background:var(--night);color:var(--on-night);gap:0;padding:clamp(26px,3vw,40px);display:grid}.res-card.frame:after{border-color:var(--line)}.res-block{border-bottom:1px solid var(--night-line);padding:24px 0}.res-block:first-child{padding-top:0}.res-label{letter-spacing:.16em;text-transform:uppercase;color:var(--on-night-muted);font-size:.74rem;font-weight:600}.res-hero{letter-spacing:-.025em;font-variant-numeric:tabular-nums;flex-wrap:wrap;align-items:baseline;gap:4px 12px;margin:12px 0 10px;font-size:clamp(1.9rem,3.1vw,2.6rem);font-weight:600;line-height:1.05;display:flex}.res-dash{color:var(--on-night-muted);font-weight:400}.res-sub{color:var(--on-night-muted);font-size:.85rem}.res-sub b{color:var(--on-night);font-weight:600}.res-row{justify-content:space-between;align-items:baseline;gap:16px;padding:6px 0;display:flex}.res-val{font-variant-numeric:tabular-nums;font-size:1.1rem;font-weight:600}.res-money{letter-spacing:-.035em;font-variant-numeric:tabular-nums;margin:10px 0 16px;font-size:clamp(3rem,5vw,4.1rem);font-weight:600;line-height:1}.res-money small{letter-spacing:0;color:var(--on-night-muted);margin-left:6px;font-size:1rem;font-weight:400}.res-cta{--btn-bg:var(--on-night);--btn-fg:var(--night);--btn-sweep:var(--champagne);margin-top:28px}.ltv{margin:14px 0 26px}.ltv-track{background:var(--night-line);border-radius:3px;height:6px;overflow:hidden}.ltv-fill{background:var(--champagne);transform-origin:0;height:100%;transition:transform .7s var(--ease-out);border-radius:0 3px 3px 0;transform:scaleX(0)}.ltv-ticks{height:18px;color:var(--on-night-muted);margin-top:6px;font-size:.68rem;position:relative}.ltv-ticks span{position:absolute;transform:translate(-50%)}.ltv-ticks span:before{content:"";background:var(--on-night-muted);opacity:.6;width:1px;height:6px;position:absolute;top:-12px;left:50%}.res-status{color:var(--on-night);align-items:flex-start;gap:12px;font-size:.88rem;line-height:1.5;display:flex}.st-icon{border:1px solid;border-radius:50%;flex:none;place-items:center;width:22px;height:22px;font-size:.75rem;font-weight:700;display:grid}.res-status[data-state=ok] .st-icon{color:#9fc5a8}.res-status[data-state=warn] .st-icon{color:#e3c07e}.res-status[data-state=over] .st-icon{color:#e8a08f}@media (width<=980px){.calc-grid{grid-template-columns:1fr}.calc-results{position:static}}.chart-grid{grid-template-columns:minmax(0,1.5fr) minmax(0,1fr);align-items:start;gap:22px;display:grid}.chart-side{gap:22px;display:grid}.chart-card{background:var(--chalk);border:1px solid var(--line-soft);margin:0;padding:clamp(20px,2.6vw,32px);position:relative}.chart-card figcaption{gap:4px;margin-bottom:18px;display:grid}.chart-title{font-size:1rem;font-weight:600}.chart-sub{color:var(--muted);font-size:.85rem}.chart{touch-action:pan-y;width:100%;min-height:240px}.chart svg{display:block;overflow:visible}.chart .grid line{stroke:var(--line);stroke-width:1px;shape-rendering:crispedges}.chart text{font-family:var(--sans);fill:var(--muted);font-variant-numeric:tabular-nums;font-size:11px}.chart .line{fill:none;stroke:var(--series-capital);stroke-width:2px;stroke-linejoin:round;stroke-linecap:round}.chart .area{fill:var(--series-capital);opacity:.1}.chart .cross{stroke:var(--ink);stroke-width:1px;opacity:.35}.chart .dot{fill:var(--series-capital);stroke:var(--chalk);stroke-width:2px}.chart .hit{cursor:crosshair}.chart-clip{animation:clip-in 1.8s var(--ease-out) both}@keyframes clip-in{0%{width:0}}.chart-tip{z-index:2;pointer-events:none;background:var(--white);border:1px solid var(--line);min-width:190px;color:var(--ink-2);transition:transform .18s var(--ease);gap:4px;padding:12px 14px;font-size:.8rem;display:grid;position:absolute;top:0;left:0;box-shadow:0 10px 30px -12px #1e1c2240}.chart-tip[hidden]{display:none}.chart-tip b{color:var(--ink);margin-bottom:2px;font-size:.85rem}.chart-tip span{justify-content:space-between;align-items:center;gap:16px;display:flex}.chart-tip span i{width:10px;height:2px;margin-right:6px;display:inline-block}.chart-tip strong{color:var(--ink);font-variant-numeric:tabular-nums}.legend{color:var(--ink-2);flex-wrap:wrap;gap:8px 22px;margin:0 0 14px;padding:0;font-size:.85rem;list-style:none;display:flex}.legend li{align-items:center;gap:8px;display:flex}.legend i{border-radius:3px;width:12px;height:12px}.legend b{color:var(--ink);font-variant-numeric:tabular-nums;font-weight:600}.splitbar{gap:2px;height:22px;display:flex}.splitbar span{min-width:0;transition:flex-grow .8s var(--ease-out);flex:1 1 0}.sb-cap{background:var(--series-capital);border-radius:4px 0 0 4px}.sb-int{background:var(--series-interest);border-radius:0 4px 4px 0}.sens{border-collapse:collapse;font-variant-numeric:tabular-nums;width:100%;font-size:.9rem}.sens th{text-align:left;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);padding:0 0 10px;font-size:.7rem;font-weight:600}.sens td{border-top:1px solid var(--line-soft);white-space:nowrap;padding:9px 0}.sens td:nth-child(2){padding-right:16px;font-weight:600}.sens td:last-child{width:55%}.sens-cell{align-items:center;gap:12px;display:flex}.sens-bar{flex:1;height:8px;position:relative}.sens-bar span{background:var(--series-capital);opacity:.3;transform-origin:0;transition:transform .7s var(--ease-out);border-radius:0 4px 4px 0;position:absolute;inset:0}.sens tr.is-current .sens-bar span{opacity:1}.sens tr.is-current td{color:var(--ink);font-weight:600}.sens-diff{color:var(--muted);text-align:right;min-width:6.5em;font-size:.78rem}.yearly{border-top:1px solid var(--line);border-bottom:1px solid var(--line);margin-top:22px}.yearly summary{cursor:pointer;justify-content:space-between;align-items:center;padding:22px 0;font-size:.95rem;font-weight:600;list-style:none;display:flex}.yearly summary::-webkit-details-marker{display:none}.yearly .pm{width:16px;height:16px;position:relative}.yearly .pm:before,.yearly .pm:after{content:"";height:1px;transition:transform .5s var(--ease-out);background:currentColor;position:absolute;top:50%;left:0;right:0}.yearly .pm:after{transform:rotate(90deg)}.yearly[open] .pm:after{transform:rotate(0)}.yearly-scroll{max-height:420px;padding-bottom:20px;overflow:auto}.ytable{border-collapse:collapse;font-variant-numeric:tabular-nums;width:100%;font-size:.88rem}.ytable th{background:var(--white);text-align:right;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);padding:8px 12px;font-size:.7rem;position:sticky;top:0}.ytable td{text-align:right;border-top:1px solid var(--line-soft);padding:8px 12px}.ytable th:first-child,.ytable td:first-child{text-align:left}@media (width<=980px){.chart-grid{grid-template-columns:1fr}}.assumptions{grid-template-columns:auto minmax(0,1fr);align-items:start;gap:36px;max-width:960px;display:grid}.assumptions .fanlight{width:80px;margin-top:6px}.assumptions ul{gap:8px;margin-top:16px;padding-left:1.1em;display:grid}@media (width<=640px){.assumptions{grid-template-columns:1fr}}
